My angel card
Victoria's Secret Angel Credit Card Reviews 2022
Overall card rating
3.3
359 Reviews
from Credit Karma members
Most helpful positive review
Jan 27, 2021
What's the highest credit limit?
Credit Karma Member
Does anyone know what the highest credit limit is? I've had mine for years and my limit is 5,700. Is there a way to get this higher?
Most helpful negative review
Nov 07, 2020
Closed credit card out of nowhere
Credit Karma Member
I had the VS credit card since 8/2006 and it was one of the oldest credit cards on my credit report. I had not used it since May 2019 and honestly with this pandemic who wants to overspend their money. I was signed up for paperless billing and after calling customer service on this matter (VS and Commenity Bank) I was told the card was closed as it was not being used and that I was notified by email.
Having a credit card closed has a huge impact on someone’s credit score and you would think the bank and the store should notify customers in writing and email to ensure usage before it’s closed. I understand if it was for having bad credit or not managing my credit properly but out of nowhere. I am so disappointed and worse to hear I am not the only one who has gone through this.
Member ratings
Application process
Customer service
All member reviews (359)
5 stars
155
4 stars
56
3 stars
26
2 stars
14
1 stars
108
Jul 11, 2022
Skip and don't look back
Credit Karma Member
I had this card for years.
I went through their levels of awesome with all of my buying. I have three daughters and we all have closets full of Victoria's Secret garbage. Product quality aside, this card is awful and their customer service is even worse. The card has a high interest rate, which is to be expected from this type of card. It also has no huge backing like Visa or MasterCard. It is backed by Synchrony Bank which is super hit and miss with their products. Some of my Synchrony cards have autopay available. The Angel card does not. Customer service reps are the worst. I imagine everyone who ever got fired for giving poor customer service went and got a job at Synchrony on the Angel card team. Victoria's Secret customer service is amazing, BTW. This is just for the card. When I finally had enough of their crap, I requested the account to be closed. I logged in to check the status of my request to be greeted with a message that the account was closed. I didn't get an email or a phone call to confirm. They treated me like a criminal.
I have only ever missed payments because they don't send reminders and they refuse to implement autopay. I haven't kept a balance in years. They have gotten tons of my money and they've been a shiny star on my credit report for forever. But I happily decided it is time to take the hit to my credit, while it is on my terms, before they shut me down for being inactive. And that is how they treated me. Steer clear and buy your Victoria's Secret with literally any other credit card. Their rewards aren't worth the headaches and the poor treatment. Don't even bother applying. Just skip.
Jun 04, 2022
Not bad
Credit Karma Member
It is a credit card, so as long as you aren’t spending more money than you have it does the job. I do hate that it has a minimum fee of $2.00 even if you don’t owe anything for that statement. Their customer service is a joke. One thing I do like is I can request a credit limit increase often, and it has always approved it.
I started with $500 a few years a go and I’m at a $3,200 limit.
May 03, 2022
Worse card ever
Credit Karma Member
I wouldn’t bother with this card. I started off with a $750 credit limit and now they lowered it to $150. So it makes it seem like the credit card is maxed out. I have other credit cards with synchrony bank and they did the exact same thing,Lowering my credit limit. I will be closing these accounts down.
Feb 13, 2022
Definitely would rate it a 0
Credit Karma Member
This card is issued by Commenity Bank and they will close your cards without any warnings even if you get too many inquiries. They close like three other account Express, Ulta, and Sally, used the cards very offen always paid balances in full. Easy approval, easy application process.BEWARE THEY WILL CLOSE ACCOUNTS THAT WILL KILL YOUR CREDIT AFTER YEARS OF BUILDING IT…….
Jan 14, 2022
It’s no secret how expensive this card is
Credit Karma Member
Honestly, I had initially open this card because I was told that I could use it at Bath and Bodyworks.
Now that they are no longer partnering, this card is useless. The quality of the clothing at Victoria Secret is mediocre as is. But the dramatically high APR and the weird double finance charging is a turn off. If it wasn’t my oldest account, I’d close it.
Nov 30, 2021
They charge 2 finance charges
Credit Karma Member
Only card I’ve ever owned where you get charged two separate finance charges every month. Not worth having unless you can pay it off before finance charges hit.
Sep 06, 2021
Terrible!!!
Credit Karma Member
I’ve had this credit card for 10 years. Actively made payments and actively used my card. Even during covid19. They randomly closed my card without reason and without notice. So, I feel like a fool at the cash register bc they didn’t tell me at all about closing it! Their customer service number is TRASH! You can’t ever speak to a real person either!
Aug 27, 2021
17 Years & Closed!
Credit Karma Member
I also was someone affected by the massive 2020 closure of brand cards issued by Comenity and Synchrony Banks.
17 years I owned the VS card with never a late payment, and purchases enough to keep the card from closing. No balance at time of closure, but not for lack of use. Do yourself a favor, and stay away from these banks who issue the bulk of store brand cards. Better perks with better cards out there
Aug 09, 2021
Perks, not exactly!
Credit Karma Member
I usually don’t leave reviews but I really want to warn people. If you have bad credit or you’re just starting out please be wary of this card. I really love the perks that come with this card (mostly just discount codes and occasional 1 or 2 free items). However, this card has been nothing but a headache. I ALWAYS pay my bill and because of the random interests or finance charges they put on my account it has taken me a while to pay the entire balance off. Last month (July 2021) I paid off my entire balance, only to log on today and see that they’ve charged my account with random finance charges and I owed $5.
That may not seem like a lot to anyone else but the reality is that I paid off my credit card and if I hadn’t logged in today, there’s a strong possibility I would’ve owed them a lot more than $5 by the end of this month. I’m so happy to be done with this card. It seems like daily there are random fees added and I just don’t think that’s okay. I recommend using their online service for payments and to check your account. They’ll charge you for making payments over the phone, plus online you can see for yourself what charges have been posted to your account. I really like VS, but I feel as though you can find other credit card companies to assist in rebuilding or just building credit. I don’t think there is enough transparency about the ends and outs (fees, interest, account assume, etc.) of this credit card. Some of the “perks” are nice but I just don’t think this card is worth it.
Aug 02, 2021
DONT DO IT
Credit Karma Member
I have never had a late payment on a credit card and my credit is excellent.
They make this card exceptionally hard to pay and pay off. I go to VS maybe twice a year, if that, and have somehow paid way more than necessary because they only let you pay via phone automated messaging, charge an extra $10 to pay with a real person, require routing and account number to pay and dont update the amount owed properly so you are charged all sorts of fees if you pay what they say is the total amount but they roll an extra charge onto it. Absolutely ridiculous and not worth the hassle for an extra panty coupon
1-10 of 359
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Collecting figures - "Angels are always there or my little angelic collection"
Good day to all!
Today I want to share with you my small collection of angels that I have collected over 10 years.
I never thought that in adulthood I would start collecting anything.
Of course, in my childhood, I did not escape this trend, in the 80-90s all children "collected" something: badges, stamps, coins, postcards, calendar cards and even soap in beautiful glossy packages, which was in short supply at that time. We boasted to each other about interesting specimens, exchanged, were proud - if the number of items collected exceeded the collection of friends.
But it was rather a kind of fashion, then EVERYONE did it, but why is I worse.
Angels appeared to me absolutely spontaneously. The first one was presented by a colleague on the day of the angel, with the wish that the guardian angel would protect from dangers and failures. This angel stood on my desktop for a long time and pleased me with its appearance.
The second angel from the trip was brought to me by a friend as a souvenir.
The third one - I bought it myself - in memory of my vacation in Kislovodsk.
Thus, several figurines were randomly collected, and then relatives, friends, colleagues brought them from trips or gave them as small presents.
At first, I considered my angels as figurines dear to my heart, but imperceptibly, it really formed a whole collection.
If we consider the Angel from the point of view of symbolism, then it is a symbol of perfection, the embodiment of virtue and patience.
The angel is also a religious symbol. Is it possible to give angels to non-believers? Of course you can! Symbolism will be understood and appreciated, I think, even atheists..
Of course, my collection has no special material value, but for me personally it has a huge amount of emotional and spiritual value.
Many angels were given to me by my schoolgirl daughters for various holidays. These figurines are of course worth a penny, but for me they are really expensive, like a memory.
After all, figurines of angels, presented with love, are a symbol of affection, carry strong energy, and therefore are considered reliable amulets.
Basically, these are figurines - in the form of little cute kids.
By the way, Feng Shui experts say that the angel is a sign of striving for the high, and they are very favorable to such an element of decor. So having an angel in your house is also useful.
This is the song my childhood friend presented me a few years ago as a token of gratitude for the support in difficult times.
Mentally, I divide my collection into several groups: those brought by me or friends from different countries or cities, unusual angels made of various materials, angels from the same series and other angels.
For example, this note holder angel was brought from England.
I bought this angel in St. Petersburg in the chapel of Xenia the Blessed.
And this angel-candle made of wax was brought to me from the Valaam Monastery.
These angels are from the same series, and have been going to such a friendly family for a couple of years.
Here is another series:
And these are angel-musicians made of transparent plastic, they remind us that music always sounds in the soul of a person, and it depends on each of us what kind of music sounds in the soul of those who are close to us.
There are also boxes and glass balls with angels.
And these are porcelain angels that have a divine background. Mostly they were purchased in Orthodox churches.
There are no repeating angels. Some products are voluminous, others are openwork or contour. A festive mood is created by angels silvered or slightly powdered with gilding.
There are magnet angels, hanging angels, straw angels in my collection.
Let me tell you about my favorite exhibits.
One of my favorite angels is this female figure brought by her daughter from St. Petersburg and presented for Mother's Day.
And this one made of porcelain, brought by my niece from Italy.
It seems to be simple, but it was presented in a very interesting way.
Each angel in my collection has its own character and mood.
Most of my angels are kept on glass shelves in a cupboard with dishes, some decorate the coffee table, but I plan to order special hanging shelves for them someday.
Sometimes my figurines are an addition to the decoration of festive areas, for example, at Easter.
I use some as decoration when writing reviews.
An angel in the form of a figurine will find its place in any home. It is always a pleasure to receive these babies as a gift.
At the moment, more than 60 angels live and please me with their presence.
Do you collect anything? It would be interesting to know!
Happy birthday to Jeanne in verse.
Feminine, Angelic, Celestial, Happy birthday to Jeanne in verse. Female Feminine, A Ngel, H Land,
Happy birthday to Jeanne in verse.
Female Female, A Ngel, H Earth,← Previous OPENNext →
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Zhanna, Zhannochka, dear, Happy Birthday.
I don't know a better soul. You are worthy of admiration! For your care, generosity May the Lord reward There will be a bright everyday life, Whatever you think, it will work!
It's your birthday today, Zhanna. And I want to wish something special, something warm and pleasant. I wish on the path of my life neither to meet with sorrow, nor with sadness, nor with disappointment. Meet only good people in life. Take from life all the joys, bright colors and bright days. And when you go astray, raise your head, look at the sky and ask the Lord for help. May all your dreams come true one by one. The family is always happy. Let all difficult situations turn into invaluable experience. Only pleasant memories are kept in memory. And know that you are a good person, and there will always be people who will help you in any situation. Happy Birthday to You!
On this day, I want to wish such a wonderful person like you, Zhanna, just a fabulous birthday and a brilliant next year. Be always happy, happy, beautiful, beautiful, successful, successful - let every day be warmed by the warmth of the people around you and be full of new victories! Happy birthday!
Name cards happy birthday Jeanne.
Beautiful postcard happy birthday download to your phone.
Dear Jeanne, In this bright hour May all congratulations Will be just for you! Kindness and happiness We will wish you! Kindness and attention Let's surround! sincere smiles There will be a round dance! Let it be good Your next year!
Love cannot be avoided by fire, When you walk past men. Beautiful coquette Zhanna Shut up the youth! I congratulate you on your birthday! Always stay fresh Like a rainbow bouquet in spring How the embodiment of courage!
Postcard happy birthday to Zhanna - an original wish on a beautiful background
Zhanna, always smile! Let your birthday Brings only joy and happiness And your smiles are for us. More beautiful than a fairy rose You always be as you are now Forget about tears! Everything will be great for you!
Happy birthday to Zhanna From the bottom of our hearts today we want. We wish you eternal luck Sincerely today we say: You are beautiful, so let over the years Your beauty blossoms And for all the good deeds Let love always hide!
What to wish Zhanna today, My wife and queen? More fashionable trinkets Beautiful dresses, trinkets, Confessions of friends, acquaintances, Wonderful new impressions, Bathe in sweets and flattery And always be with me!
Happy birthday to Jeanne in verse.
