I need mental help but have no insurance


How to get treatment if you can't afford it

As the number of people diagnosed with mental health issues such as depression rises to new highs, the need for medical services to treat them is growing too. Approximately 56 percent of American adults with a mental illness do not receive treatment. There's also evidence of a dire lack of treatment among teens, with the CDC reporting that the suicide rate for teens is skyrocketing.

Why aren't people getting the help they need? The answer is complicated. On one hand there's the lingering stigma around mental illness that may hinder people from seeking care (a problem that campaigns like Mental Health Awareness Month aim to solve), but there's also the fact that our health care system has yet to treat mental health as comprehensively as it does physical health. There's no such thing as an insurance-covered annual mental health exam for instance, and therapists who do accept insurance are often working twice as hard just to get reimbursed by providers.

Having been through the ringer trying to not only find a therapist who accepts my insurance, but is also taking new clients, I'd just about given up on my personal quest for affordable services. Fortunately, after talking with a number of experts in the field, I've learned there a multiple ways to get the care I need without going broke in the process.

Seek in-network first — if you don't have healthcare, turn to Federally Qualified Health Centers

"People with health insurance should begin their journey to wellness on their health plan’s website. Health plans may manage their mental health benefits internally, or outsource them to a vendor. The health plan or vendor will specify the mental healthcare providers that are covered, any associated costs, and any benefit limitations," says Dr. Adam C. Powell, president of Payer+Provider Syndicate. "In many cases, health plans are required to offer comparable coverage for mental and physical healthcare coverage by the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act (MHPAEA). When MHPAEA applies, the financial requirements, quantitative treatment limitations, and non-quantitative treatment limitations applied to mental health benefits may not differ from those that are applied to physical health benefits."

If insurance is not obtainable, Powell adds, you may seek help at a local social services agency, a student health center (if a student) or a Federally Qualified Health Center (aka, community-based healthcare centers that are government funded).

Sonya Veytsman, LCSW, suggests reaching out to the National Alliance on Mental Health (NAMI). "They have a helpline that offers free help 24/7. All you need to do is text NAMI to 741741."

Avoid visiting the ER if possible, not only because you'll likely get stuck with a huge bill, but because the ER, in Powell's estimation, "is not designed to work with people to improve their mental health over time. Care should only be sought at an emergency department in the event of an urgent crisis."

Private therapists will often work on a sliding scale — as low as $10/hour

Recently I found a few therapists who are taking new clients but not insurance. I was discouraged by their steep hourly rates and didn’t press, but I will now because often they’ll adjust their fee to match your financial resources.

“[We often] just ask the patient how much they can afford, and try our best to make it work,” says Dr. Laura Chackes, founder of The Center for Mindfulness & CBT in St. Louis, Missouri. “Most of our therapists who do a sliding scale will slide down from $120 to about $60 per session. I am bringing on an intern this fall who will be able to see patients at an even lower rate ranging from $10-$50 per hour.”

Kailee Place, an LPC with the private practice Shifting Tides Therapeutic Solutions adds that she doesn’t take insurance, but does “make room for lower cost sessions within my practice. I strongly believe people should get the care they want to get, so if I seem like the best fit for someone, I am [usually] 100 percent willing to work with them regarding their financial needs.”

See if you’re eligible for Medicaid for free therapy

If you don’t have insurance coverage, check to see if you qualify for Medicaid (your income is the determining factor).

“If a person does not have commercial insurance but has medical assistance (Medicaid), then they need to look for someone who is in their network,” says Dr. Jesse Matthews, a licensed psychologist.

“Most providers who take Medicaid work at clinics or community mental health centers. Sometimes these are affiliated with universities and are used as training sites for graduate students. If a person has Medicaid, they should be able to access mental health care free of charge.”

Your local training institutes may provide free sessions for up to two years

Dr. Fran Walfish, a psychotherapist, suggests contacting your local Psychoanalytic Training Institute.

"They generally require the patient to commit to three to five times a week psychoanalytic therapy sessions over a period of at least one to two years in duration in exchange for free therapy," she tells NBC News BETTER. "The patient is assured to receive treatment from the same singular qualified M.D. who is getting supervision and advanced specific training in intensive long-term treatment. "

University hospitals are often eager to put students to work for a low fee — so are some non-profits

“Another alternative is to reach out to your closest teaching hospital that offers training programs to interns and residents,” adds Dr. Walfish. “Most qualified training hospitals have a department of psychiatry and outpatient psychology program that offers low-fee sliding scale psychotherapy. Finally, there are several private and state-funded non-profit agencies that offer very good quality psychotherapy on a sliding scale with fees set based on the individual’s prior income tax returns.”

Check out Open Path Psychotherapy Collective

Open Path Psychotherapy Collective is a nonprofit that matches middle- and lower-income people (and families) with affordable mental health services and education. Many therapists are working with them to help inform and provide for those in need, among them Vinodha Joly, LMFT.

Joly says she was happy to find a nonprofit that was aligned with her own personal values. "My experience with Open Path has been positive from the get-go as their mission is clearly to make mental health more affordable, without exploiting therapists who are willing to offer their services,” Joly explains. Open Path connects patients with mental health professionals with rates that range from $30 to $50 per hour.

Don’t give up — the resources are out there, possibly on your smartphone

Experts concur that it make take some time and effort to find a mental health provider, but your search will likely pay off. In the interim, you might want to turn to your smartphone.

“Tele-mental health in all forms has become a huge resource and there are great resources online offered by large health systems,” says Harry Nelson, managing partner of Nelson Hardiman, head of the Behavioral Health Association of Providers and co-author of “From ObamaCare To TrumpCare: Why You Should Care.” “The challenge there is that you need to be licensed in the state where the patient lives, but that said, we've seen a flourishing growth in treatment of all mental health by telemedicine and I expect it to grow exponentially. ” Reach out to your local hospital system to ask if they offer these services.

If you’re really hurting, check into a clinic and/or call for help

If you’re desperately in need of immediate mental health services, visit a community mental health clinic. As Matthews points out, they “often offer low-cost treatment through use of interns or because they receive supplemental funding from places like the United Way.”

You should also contact the National Suicide Prevention Lifeline at 1-800-273-TALK if you’re in danger of self-harm. It's free, open 24/7 and totally confidential.

More Mental Health Help

  • How 'defusing my thoughts' helped me claw my way back from debilitating anxiety
  • 7 steps for getting through a panic attack
  • How to worry better

Want more tips like these? NBC News BETTER is obsessed with finding easier, healthier and smarter ways to live. Sign up for our newsletter and follow us on Facebook, Twitter and Instagram.

How to Get Mental Health Help Without Insurance

Nearly 29 million U.S. citizens live without health insurance, a number that rose by over 2 million between 2017 and 2020. Millions more may have lost their employer-based coverage as a result of the COVID-19 pandemic, which resulted in many business closures. For individuals who have mental health issues, it can sometimes be hard for them to get the help they need without insurance coverage.

Find out how to get mental health help without insurance.

Mental Health Services Cost

The cost of mental health services is not dramatically lower than the cost of other professional medical care, and many of the medications people use to manage their mental health come at a premium price that’s above the national average.

In addition to these higher than usual costs, mental health treatment is likely to last over the long term, which may drive costs higher still. Managing the expense without insurance can be extremely difficult, especially for those whose mental health issues reduce their ability to work. Fortunately, resources exist to help get mental health help without insurance.

If You Don’t Have Health Insurance

If you are living without health insurance, you know how worrying it can be to need medical or mental health care. Inpatient care in a hospital, nursing home or residential treatment center can cost over $1,000 a day for many conditions, with many additional costs for outpatient follow-up care, medications and transportation to and from necessary office visits.

Paying any substantial fraction of these costs out of pocket without help is beyond the reach of most Americans, and far outside of most uninsured people’s ability to pay.

Mental Health in the United States

Mental health conditions are not rare in the United States, nor are they confined to any one subset of the population. In 2017, nearly 20% of U.S. adults reported experiencing some symptoms of clinical mental illness. These numbers spiked in 2020, during the COVID-19 pandemic. In that year, the number of adults who got a mental health evaluation for anxiety and depression rose by 93% over 2019 numbers, which were already high.

A distressingly large number of people with mental health issues have little to no insurance. Nationwide, nearly 11% of adults with some form of mental health disorder have no insurance at all. That amounts to over 5 million Americans who need to find some way to pay for expensive mental health treatment without insurance, sometimes without much cash on hand.

Living With Mental Health Conditions

Tens of millions of people have unmet mental health needs. While many conditions are relatively mild and manageable, many others can disrupt life and may be very serious. Depression, anxiety and schizophrenia are all leading factors in suicide, as are drug and alcohol addictive disorders.

Left untreated, many people with mental health issues fall behind in their work, home and family lives, personal care routines and even may become a threat to themselves or other people.

Untreated mental illness is a common issue among people admitted to hospital emergency rooms, involuntary substance abuse treatment and jail.

If you have the symptoms of a mental illness, or if you've been diagnosed with a mental health disorder, it's important for yourself and the people who care for you that you get the help you need to live a safe and productive life.

How to Get Mental Health Help Without Insurance

Fortunately, help for mental health without insurance does exist, though it can be hard to find in some areas of the country. If you think you might be having a mental health crisis, especially if you have thoughts about hurting yourself or other people, immediately call the Substance Abuse and Mental Health Assistance (SAMHSA) National Helpline at 1-800-662-HELP (4357). This resource is free, confidential and staffed by professional volunteers who can talk you through a crisis and connect you with resources nearby that can help.

If your need for mental health services is less dire than an emergency, you can try applying for Medicaid to get the help you need. It is often the case that people who lack health insurance simply can’t afford a policy on the private market. If your income and assets meet state maximum limits, you could be eligible for free or low-cost healthcare that includes the mental health services you need. You can apply for Medicaid through your local human services office online, by phone or in person with an appointment.

Resources for Mental Health Without Insurance

Many of the resources available for mental healthcare without insurance are local and take some searching to find. Be aware that, in a crisis, every licensed medical provider is required to provide emergency care, although the cost may be expensive.

Student health centers operate on every federally-funded college campus and offer no-cost referrals for mental health help to students. University hospitals also typically have teaching programs for students studying to become mental health providers that can provide free or steeply discounted evaluations and limited care to uninsured people.

The National Alliance on Mental Illness operates a toll free helpline for people who need to get mental health help with no insurance. You can reach NAMI online at Nami.org or by phone at 1-800-950-6264. You can also text “NAMI” to 741741 on a smartphone.

The State Duma gives 2 weeks to discuss the text of the draft law on psychological assistance //Psychological newspaper

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November 11 - 12,
Moscow

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November 15 - 17,
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IV International Scientific and Practical Conference "Psychology of Giftedness and Creativity"

November 16 - 18
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International Anniversary Scientific Conference "History, Modernity and Prospects for the Development of Psychology in the System of the Russian Academy of Sciences"

November 16,
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23 — 24 November
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Ryazan, online optimal interaction”

November 24 — 26,
Rostov-on-Don

Forum “The practice of psychological support for students of educational institutions of higher education”

November 24 — 25
Yaroslavl

All-Russian scientific and practical conference "Psychology of abilities and giftedness"

November 26 — 27
Online

All-Russian online forum with international participation "Supervision in Russia (psychological and non-psychological practice) 9004" January 26,
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II International Conference "Psychological and Pedagogical Innovations in Pediatric Practice"

March 23 — 24,
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The State Duma Committee on Family, Women and Children sent the draft Federal Law "On Psychological Assistance in the Russian Federation" for discussion by the professional community.

About this "Psychological newspaper" told Victor Viktorovich Makarov , Doctor of Medical Sciences, Professor, Head of the Department of Psychotherapy and Sexology of the Russian Medical Academy of Continuing Professional Education, President of the All-Russian Professional Psychotherapeutic League and the National Self-Regulatory Organization "Union of Psychotherapists and Psychologists".

According to V.V. Makarov, the opinions of representatives of the professional community will also be collected by the All-Russian Professional Psychotherapeutic League. Two weeks have been allotted for discussion of the bill.

Colleagues, we invite you to discuss!

Text of the bill (pdf)

Proposals are accepted in writing, preferably in a table format. You can share your opinion in the comments on this post. Expanded opinions can be published in the Psychological Newspaper - write to us at news@psy. su.

Let us recall that on September 26, a meeting of the expert council of the Committee of the State Duma of the Russian Federation on family, women and children, devoted to the preparation of a draft law on psychological assistance, took place. At that time, according to the chairman of the State Duma Committee on Family, Women and Children Nina Alexandrovna Ostanina , there was no text of the document for article-by-article discussion.

Published on October 5, 2022

The article mentions

Materials on the topic

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I.V. Kirkor about the draft law: “We invite you to joint expert work”

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Existential consultants and therapists about the draft law

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V.E. Pakhalyan: Once again about “chaos” and its results

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Kostromin and A.V.
Shaboltas on the Law on Psychological Assistance (Activities)

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Call it a fake in order not to admit the facts: the history of the disappearance of the bill

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M.M. Reshetnikov: Do we need legislatively issued restrictive "slingshots" now?

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The Coaching Institute submitted proposals for a draft law on psychological assistance

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N.A. Ostanina discussed the draft law with experts in St. Petersburg

10/24/2022

V.V. Makarov’s response to open letters about the draft law addressed to the OPPL and the Union of Psychotherapists and Psychologists SRO

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Employees of the Moscow Institute of Psychoanalysis spoke about the bill

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November 11, 2022 , Friday

On this day

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131 born ago Grunya Efimovna Sukhareva.

99 years old born ago Mukhamed Gabdulgalimovich Davletshin.

68 years old born ago Alexander Sergeevich Barannikov.

Coming soon

November 11 — 12,
Moscow

III International Conference on Counseling Psychology and Psychotherapy in memory of F.E. Vasilyuk

November 15 — 17
Online

Luria: Cultural-Historical Psychology and Digitalization of Social Practices”

November 15,
Moscow, online

IV International Scientific and Practical Conference “Psychology of Giftedness and Creativity”

16 — 18 November
Moscow

International Anniversary Scientific Conference "History, Modernity and Prospects for the Development of Psychology in the System of the Russian Academy of Sciences"

November 16,
Moscow, online

Federation”

23 — 24 November
Ryazan

International Student Olympiad in Clinical Psychology "Psychology and Medicine" (final)

23 — 24 November
Ryazan, online

IX International Conference of Students and Young Scientists "Psychology and Medicine: Ways to Find Optimal Interaction"

24 — November 26
Rostov-on-Don

Forum “The practice of psychological support for students of educational institutions of higher education”

November 24 — 25
Yaroslavl

All-Russian scientific-practical conference "Psychology of abilities and giftedness"

November 26 - 27
Online

All-Russian online forum with international participation "Supervision in Russia (psychological and non-psychological practice)"

January 05, online

II International Conference "Psychological and Pedagogical Innovations in Pediatric Practice"

March 23 — 24
Moscow, online5th anniversary of Yuri Fedorovich Polyakov)»

Entire calendar

November 11, 2022, Friday

On this day

Sergey Alexandrovich Igumnov is celebrating his jubilee! Congratulate!

Elena Ivanovna Pervichko is celebrating her birthday! Congratulate!

Marina Vladimirovna Noskova is celebrating her birthday! Congratulate!

Anna Vladimirovna Chernoray is celebrating her birthday! Congratulate!

131 born ago Grunya Efimovna Sukhareva.

99 years old born ago Mukhamed Gabdulgalimovich Davletshin.

68 years old born ago Alexander Sergeevich Barannikov.

Coming soon

November 11 — 12,
Moscow

III International Conference on Counseling Psychology and Psychotherapy in memory of F.E. Vasilyuk

November 15 — 17
Online

Luria: cultural-historical psychology and issues of digitalization of social practices”

15 November
Moscow, online

IV International Scientific and Practical Conference "Psychology of Giftedness and Creativity"

16 — 18 November
Moscow

International Anniversary Scientific Conference "History, Modernity and Prospects for the Development of Psychology in the System of the Russian Academy of Sciences"

November 16,
Moscow, online

Federations

23 — 24 November
Ryazan

International Student Olympiad in Clinical Psychology "Psychology and Medicine" (final)

23 — 24 November
Ryazan, online optimal interaction”

November 24 — 26,
Rostov-on-Don

Forum “The practice of psychological support for students of educational institutions of higher education”

November 24 — 25
Yaroslavl

All-Russian scientific and practical conference "Psychology of abilities and giftedness"

November 26 — 27
Online

All-Russian online forum with international participation "Supervision in Russia (psychological and non-psychological practice) 9004" January 26,
Moscow, online

II International Conference "Psychological and Pedagogical Innovations in Pediatric Practice"

March 23 — 24,
Moscow, online

All-Russian scientific and practical conference with international participation "Third Polyakov's readings on clinical psychology (on the occasion of the 95th anniversary of Yuri Fedorovich Polyakov)"

Entire calendar collected stories

Author profile

Choosing the right psychologist can be difficult: even with a good specialist, you can not find a common language.

But sometimes frankly incompetent people call themselves psychologists. They downplay customer problems, tell outsiders about them, or give unsolicited advice. We asked readers what was their worst consultation with a psychologist. Here are their stories.

These are comments from Community readers. Collected into one material, carefully edited and formatted according to editorial standards.

Feature #1

Depreciation

Lunar
felt worse after the session

This was my first and only experience with a psychologist. After him, I have no idea how to find the strength in myself to ask for help again.

I won this psychotherapy session from a psychologist, whose services cost 5,000 R per hour. There was trust in this "specialist" because I learned about him from a good friend. I came to the session and, since the problems that tormented me were very acute, I immediately began to cry. And so she told through tears. As a result, the psychologist told me: “I don’t see anything dramatic in your situation, why are you crying?” Then she began to share her life experience and give advice on what I should do in my situation. Evaluate and criticize my loved ones, about whom she really knows nothing. And tell me what to do and how to live. And, according to her, changing something in life is so easy. Once - and let go.

I cried with her for two hours, I am glad that the session was free. I cried for 10,000 R, you can say. After the session, she was crushed and killed. I had to turn to a friend for help.

I have already experienced this situation. Well, I got experience, what can I say. Now I will choose a psychologist more carefully if I decide to do it again.

How to get free psychological help: 11 support centers


Laura
did not receive help

I went to a psychologist just because of anxiety. He began to convince me that I definitely need to try to get pregnant, and it’s not at all clear why I am constantly nervous. I was left with a feeling of absolute devaluation of my problems. Spent 0 Р, this service was provided by the employer. I concluded that it is better to contact a paid specialist.

Another psychologist offered to make a natal chart. She herself trained as an astrologer and now combines.

Feature #2

Unsolicited advice

Olga
learned to communicate with her stepdaughter

I went to the Moscow psychological assistance service, it was my first appointment with a psychologist.

I applied with a problem of interaction with my stepdaughter, and the psychologist advised me to watch a Brazilian series to find answers in it. It's about a stepmother who, after her husband's death, evicted his daughter from home and handed it over to a landfill. And the psychologist was constantly looking at his watch. Thanks for making the consultation even free.

Now, on the third try, I have a very cool psychologist who suits me 100%.

/psy-stories/

“I realized that there are no unsolvable problems”: 7 stories about how psychotherapy changed my life


Ivanka
began to fear men own body. A short answer was given to all my statements: "You just need to find a normal man." I was 14. After that, not only do I not accept myself, but I am also afraid of men.


Evgenia Kostyush
did not appreciate the psychologist's recommendation

When I was young, stupid, on maternity leave with a ten-month-old son, a crisis came in my relationship with my husband. We decided to go to a family psychologist who is quite famous in our city. We had separate consultations, and at one of them I received advice: "A good leftist strengthens a marriage."

What? Do you seriously think that a woman with a baby and problems in relations with her husband urgently needs to have a lover? Or is it like in a joke about a goat: “But then, when you drive out the goat, it will become good”?


business cat
found out what a woman should be like

I came to a psychologist on the recommendation of a friend whom I consider adequate and sane. The psychologist, towards the end of the meeting, gave out that my problems were due to the fact that I had too strong an inner ... ahem ... core. That I need to become weaker and more feminine. She immediately started recommending relevant Vedic literature and giving advice like, “A weak woman will never carry food from the store herself, even if the bag is not heavy.”

I sat in horror, nodded, then paid and left. Didn't return again.

Feature #3

Off-topic conversations

Sergey Kupriyanov
could not talk about his experiences

Last year he tried to talk to a psychologist twice. Both times it was a failure.

In the first case, I went to a specialist who was recommended to me by a friend. The psychologist is a woman aged 55. In the first 10 minutes of the session, she told me about her vacation plans, about her children, about taking care of herself, and asked why I didn’t compliment her. I had to do. In a word, at first they talked a lot about her.

Passed to me. Then she reproached me for being too florid, and she expects simplicity from me. Then she began to talk about my stuttering, although it did not bother me at all - I was worried about the death of my mother and my feelings around this event.

/psychotherapy-search/

How to choose a psychotherapist

After we started talking about my personal life, she made a couple of comments about my appearance - although she appreciated it highly. But when we went further in this topic, she began to give advice on whether or not I should leave the relationship. Perhaps I was expecting a simple answer. But in the end, he did not listen to her opinion.

Well, we ended up with her offering to hug. I said that I don't really like hugs with strangers. She brushed it off, saying that all this is nonsense, some kind of attitude from childhood that does not matter. When I hugged her, I made a remark that my hugs were too on duty. I didn't go to her anymore.

The second psychologist - from one popular online service. At first, she got confused with the program inside the service and offered to switch to a third-party platform. Then every five minutes she asked me what else I wanted to tell her. This was until I realized that she did not understand at all what to talk about with me. For the rest of the hour, I simply told what I myself considered important for therapy. And in the end, she said that she doesn’t have free time at all, and I got to her by mistake, because she didn’t correct her schedule on the website. I understood the reason for her indifference. Thanked. And I don’t turn to psychologists anymore.


Maria OOOO
did not receive an answer to her question

I remember two psychologists: one at the age of 33 told me that it was impossible to postpone, because I needed to give birth to children YESTERDAY. Thank you for reassuring me, now I know what to do.

The second went deep into family traumas and came to the conclusion that I was worried that my great-grandfather was shot by the Stalinist authorities. And although I learned about this story at the age of 25 and, in general, I never really worried about that ancestor, the psychologist insisted that if I argue, it means that it is important for me.

It may be important, but the question of how to live now remains open. Cognitive behavioral therapy in this sense looks more adequate. Although everything is individual, it may help someone to find the guilty among the forefathers.

11 types of psychotherapy that work


Andrey Dumsky
answered strange questions

The first time I came to the doctor and said that I was sad and anxious. He decided that I had a depressive disorder with anxiety manifestations, and prescribed antidepressants with antipsychotics, without even telling me how to take them. And then he asked me how to promote an account on social networks, because he found out that I was a SMM manager.

Another time I went to a psychotherapist, and for an hour she asked me how much I earn. The second time I did not go.

The third therapist asked me to write down a list of the cities I had been to and how I felt there. As a result, it turned out that I was most comfortable in the European Union. So what?

The fourth time was a therapist through the online service. A woman from Omsk used the word "shit" so often in her speech that the second time I did not call her either.

In general, I was so unlucky every time that I stopped looking for a psychotherapist.

Feature #4

Unethical speech

Antonina Pykhanova
discovered a new fear in herself

Once she turned to a psychologist to cope with her fears. I was told that I was infantile and too old to believe in the supernatural. Now the fear of bad psychologists has been added.


Svetlana Petrova
went to a psychologist at the perinatal center

Registered at the perinatal center, which is considered the best in the city and specializes in difficult pregnancies. Herself after two losses in a short time.

The obligatory doctor to visit was a psychologist who said that perinatal loss is like a change of seasons, you should not take it seriously. When you lose again, come to a paid appointment, I accept it on Tuesdays and Thursdays from 10 to 12.

The whole appointment is seven minutes, and the impressions are for a year. The child is almost a year old, but I still freak out as I remember.

Many complained at that center. There were almost no calm pregnancies. She found something for everyone to say that made everyone leave in horror.

/pregnancy/

How much does it cost to carry a baby


Anastasia
got to a bad specialist

Psychologist: “Yes, quit your job. All your problems will be solved! And then you tell me the same thing. There was also a phrase about the loss of a parent: "Yes, kill it already." This was our last meeting.

Feature #5

The imposition of religion

EFeo
received advice to confess

After analyzing the request, a former psychologist suggested that I go to church to confess, because otherwise we cannot continue.


Elena
learned about all the rituals

She visited a psychologist after the death of her mother, went on the advice of a friend. I didn’t learn about education, it just didn’t even cross my mind. She was just in a terrible state, absolutely terrible. I had to somehow collect myself before the funeral. The psychologist knew in advance what situation I would come to her with.

The first thing she asked was if I was a believer. I answered no, an atheist. Then for an hour, choking with sobs, I listened to what path the soul takes after death, where I need to go, what candles and where to light, how to pray. In a word, a detailed story about the entire ritual side, which must be fulfilled in order for everything to work out as it should in the next world.

/pohorony-v-2021/

Personal experience: how much does a funeral cost in 2021

I tried to turn the conversation away from religion and towards psychological help. But even to my direct instructions that I simply do not believe in everything she tells me, the psychologist reacted weakly. I just patiently repeated that this must be done, otherwise I would complicate everything very much for the soul of my mother. She looked at me as an unintelligent, stubborn child who does not understand obvious things. I assumed that this situation was sent to me so that I would finally come to God.

From memory: I was ordered to give away all my mother's things, not to keep anything for myself, so as not to mislead her soul. In complete shock, I said that I really want to keep at least something for myself, but the psychologist repeated in an uncontroversial tone that in no case should you leave anything, I would really harm her.

In fairness, something on the case was nevertheless said. For example, that I am not obliged to become a deputy mother for my family - other relatives actively broadcast this directive to me. And even this conversation helped me a lot.


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